There are other things that can slow down the court process such as bankruptcy or refinance. Once you foreclose, the person you foreclosed on does not necessarily have to leave the home. You usually have to go through a full eviction process which is separate and can add more time to your timeline.

Our office files foreclosures for a flat fee. We take care of all the legwork required. There is always the option to work with your seller and avoid the headache and legal paperwork. If you can’t work out a payment arrangement or they default in their payments, then you need to know how to navigate through the legal process. The more time you are unable to sell, rent, or use the home, the more costs like taxes and loss of income can build up.